State pension warning as your National Insurance years may not qualify – check now

For example, some people may be unemployed and not claiming benefits and could be missing out as a result.

Those who aren’t earning enough, or in other circumstances where they do not qualify could benefit from National Insurance credits.

The Government website explains: “You may be able to get National Insurance credits if you’re not paying National Insurance.

“For example when you’re claiming benefits because you’re ill or unemployed.”

Credits could help Britons to fill gaps in their National Insurance record to help them qualify for the state pension.